Our mission is to foster economic justice and opportunity by providing access to capital and technical assistance to economically disadvantage micro and rural businesses. Our emphasis is on those businesses owned by people of color including women, veterans, refugees, immigrants, and individuals impacted by the justice system.
First Community Capital help low- and moderate-income entrepreneurs who lack sufficient training and education to gain access to capital and thereby delivering long-term economic small businesses recovery and resiliency.
We often lend to borrowers that may not meet mainstream institutions underwriting criteria, helping to bridge the gap between conventional lending standards and the needs of hard-to-reach borrowers.
To promote economic opportunities and financial well-being for underserved populations and distressed communities, including rural areas, through access to innovative microloans and small business lending, as well as the provision of technical assistance and training to unbanked or underbanked entrepreneurs, located in low- and - moderate-income census tracks throughout California & Arizona.
First Community Capital believes providing equitable access to capital and other financial services can make it possible for low-income entrepreneurs to be able to start or grow their business. We often lend to borrowers that may not meet mainstream institutions underwriting criteria, helping to bridge the gap between conventional lending standards and the needs of hard-to-reach borrowers.
Our Target Market
We address the unmet credit needs and much-needed technical assistance and training in low-income, distressed communities, and rural areas in California.
MAP of the Counties
Inland Empire Location
2060 Chicago Ave. A13
Riverside, CA 92507
Southwest Riverside County Location
26111 Ynez Rd. B30
Temecula, CA 92591
Los Angeles County Location
879 W 190th ST. Suite 435
Gardena, CA 90248
Our Advisory Committee
Immigrants and Refugee Liaison
Our Board of Directors
First Community Capital is a nonprofit 501(c)3 organization governed by an independent board of directors. The board provides fiduciary and organizational oversight, ensuring we achieve our mission of growing businesses and strengthening our underserved communities in California and Arizona. Additionally, our Directors are responsible for approving all lending policies and procedures as well as reviewing the financial and programmatic performance of the agency.
Board of Directors
Canyon Community Bank
CEO / Principal Consultant
JCH Management Group LLC
Riverside County Black Chamber of Commerce