About First Community Capital

Certified Community Development Financial Institution (CDFI) for Microlending and Technical Assistance

Our Mission

Our mission is to foster economic justice and opportunity by providing access to capital and technical assistance to economically disadvantage micro and rural businesses. Our emphasis is on those businesses owned by people of color including women, veterans, refugees, immigrants, and individuals impacted by the justice system.

First Community Capital help low- and moderate-income entrepreneurs who lack sufficient training and education to gain access to capital and thereby delivering long-term economic small businesses recovery and resiliency.

We often lend to borrowers that may not meet mainstream institutions underwriting criteria, helping to bridge the gap between conventional lending standards and the needs of hard-to-reach borrowers.

Our Mission

To promote economic opportunities and financial well-being for underserved populations and distressed communities, including rural areas, through access to innovative microloans and small business lending, as well as the provision of technical assistance and training to unbanked or underbanked entrepreneurs, located in low- and - moderate-income census tracks throughout California & Arizona.

First Community Capital believes providing equitable access to capital and other financial services can make it possible for low-income entrepreneurs to be able to start or grow their business. We often lend to borrowers that may not meet mainstream institutions underwriting criteria, helping to bridge the gap between conventional lending standards and the needs of hard-to-reach borrowers.


Our History

Established in 2019 as an economic development nonprofit agency, First Community Capital has already made significant contributions in helping entrepreneurs to start and grow their small businesses. In leveraging our network of bankers, community development organizations and leaders, we have provided training, seminars, and workshops to about 200 small business entrepreneurs. We strongly believe that with each business financed and each job created and or retained, it represents a critical step in the transformation of a life, a family, and a community.

Our Target Market

We address the unmet credit needs and much-needed technical assistance and training in low-income, distressed communities, and rural areas in California.

MAP of the Counties

Southern California Market

Southwest Riverside County

26111 Ynez Rd. Suite B30

Temecula, CA 92591

Inland Empire of So Cal

2060 Chicago Ave. Suite A13

Riverside, CA 92507

Los Angeles County

879 W 190th St. Suite 400

Gardena, CA 90248

Southern Arizona Market

Pima County

8321 E Broadway Blvd #103

Tucson, AZ 85710

Maricopa County

1510 W McDowell RD #4

Phoenix, AZ 85007

Yuma County

8321 E Broadway Blvd #103

Tucson, AZ 85710

Team Members

T. Jay DialloPresident & CEO
Raid AbdullahIT and Help Desk
Jesus LiconaPublic Relations /Marketing
Raina DialloOffice Administration
Bernadette AlvaradoBusiness Development and Counselor
Zeke GebrekidaneBusiness Counselor / Refugee Liaison

Our Advisory Committee

Our Advisory Committee members play a pivotal role in the operation and management of our loan fund and technical assistance program. Comprised of individuals and executives who are leaders in their respective fields of profession, the Advisory Committee brings unique set skills and experience to help further the mission of the organization.
Michelle DeckerPresident and CEO, Inland Empire Community Foundation
Mosses O. AgoroPresident – Sims Investment Consult
Immigrants and Refugee Liaison
Thomasina LawrenceCommunity Outreach
Luke StoneOwner, KGB Communication
Ronald (Ron) T. VeraAttorney – Vera and Barbosa

Our Board of Directors

First Community Capital is a nonprofit 501(c)3 organization governed by an independent board of directors. The board provides fiduciary and organizational oversight, ensuring we achieve our mission of growing businesses and strengthening our underserved communities in California and Arizona. Additionally, our Directors are responsible for approving all lending policies and procedures as well as reviewing the financial and programmatic performance of the agency.

Board of Directors

T. Jay DialloChairman, President & CEO
Mark DavisVice President-BDO-PM
Canyon Community Bank
Edward L. JohnsonBoard Member
CEO / Principal Consultant
JCH Management Group LLC
Vincent McCoyVice President
Riverside County Black Chamber of Commerce
Fatimoh MuhammedPresident & CEO – Wamufat International