To promote economic opportunities and financial well-being for underserved populations and distressed communities, including rural areas, through access to innovative microloans and small business lending, as well as the provision of technical assistance and training to unbanked or underbanked entrepreneurs, located in low- and - moderate-income census tracks throughout California & Arizona.

First Community Capital believes providing equitable access to capital and other financial services can make it possible for low-income entrepreneurs to be able to start or grow their business. We often lend to borrowers that may not meet mainstream institutions underwriting criteria, helping to bridge the gap between conventional lending standards and the needs of hard-to-reach borrowers.